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| Raleigh | | Healthy people have the best | | Insurance to Value: Insurance written |
| Worcester | | mortality risks and thus are much | | in an amount approximating the value |
| Daytona Beach | | cheaper for companies to insure. This | | of the property insured. |
| Stuart | | translates into lower rates for the | | |
| Rochester | | Super Preferred customer than | | Brick Veneer Construction: Refers to |
| Columbia | | someone with higher risk factors such | | a building where the outside walls are |
| Escondido | | as a heart condition, cancer or | | constructed of wood with a facing of a |
| Orlando | | diabetes. Conversely, if you were | | single layer of brick. |
| Jackson | | unhealthy when you acquired your | | |
| Downey | | policy, and your health has now | | American Risk and Insurance |
| Newark | | improved, it might be time to shop for | | Association: An association of |
| Richmond | | a new policy, as your rates are likely | | insurance educators and others |
| Huntington | | to be lower. | | interested in insurance study and |
| Chicago | | | | research. |
| Santa Barbara | | People who are trying to quit | | |
| Newport Beach | | smoking, for example, might be best | | New For Old: Replacing old |
| Anderson | | suited purchasing a shorter term (and | | damaged parts or equipment with |
| Des Moines | | then replacing it with a longer term | | new ones rather than repairing them. |
| Thousand Oaks | | policy when they qualify for | | |
| Naperville | | non-tobacco prices). | | Effective Date: The date on which the |
| Chandler | | | | protection of an insurance policy or |
| New York | | The quickest and easiest way to | | bond goes into effect. |
| Thousand Oaks | | shop for new insurance is by | | |
| Miami | | comparing rates at InsWebs online | | Tickler: A reminder system used to |
| Naperville | | marketplace. If you do it the | | call an individual's attention to actions |
| Newark | | old-fashioned way (by calling or | | that must be taken at a future point in |
| Franklin | | visiting multiple agents or insurance | | time. |
| Rochester | | companies) it could take up a huge | | |
| Goldsboro | | chunk of your time, which no one | | Partnership Entity: The partnership |
| Chattanooga | | wants or needs. By completing | | considered as an entity and not in |
| Norwalk | | InsWebs online application, you will | | terms of its individual part-owners. |
| Palm Desert | | have rates to compare to your old | | |
| Mansfield | | ones within minutes! | | Federal Deposit Insurance |
| Lafayette | | | | Corporation (FDIC): An agency of the |
| Springfield | | | | federal government which insures |
| Southfield | | | | bank deposits up to a stated |
| Warwick | | | | maximum. |
