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| Alpharetta | | People who are trying to quit | | Stock Option Plan: Surviving |
| Las Cruces | | smoking, for example, might be best | | stockholders have the option to |
| Lexington | | suited purchasing a shorter term (and | | purchase or not purchase the shares |
| Boynton Beach | | then replacing it with a longer term | | of a deceased stockholder. |
| Jacksonville | | policy when they qualify for | | |
| Elkhart | | non-tobacco prices). | | Insolvent Insurer: An insurer which is |
| Lafayette | | | | unable to meet its financial |
| Milwaukee | | While some companies raise their | | obligations. |
| Salem | | prices based on your actual age, | | |
| San Jose | | most companies increase the price of | | Overlapping Insurance: Coverage |
| Warwick | | their policies six months before your | | from two or more policies or insurers |
| Reno | | birthday. Its a term called Age | | which duplicates coverage of certain |
| San Bernardino | | Nearest in the industry, and that | | risks. |
| Walnut Creek | | half-year price increase could really | | |
| Jonesboro | | add up over a 20-year term policy. As | | Deflation: An economic period |
| Montgomery | | above, the quicker you purchase your | | characterized by falling prices, high |
| Toledo | | policy the better. | | unemployment and a generally |
| Palm Desert | | | | sluggish or slow economy. |
| Cincinnati | | We offer quotes for auto insurance, | | |
| Hattiesburg | | life insurance, homeowners | | Fiduciary: A person holding the funds |
| San Diego | | insurance, health insurance, term life | | or property of another in a position of |
| Glendale | | insurance and more. | | trust. An example would be the |
| Denton | | | | executor of an estate. |
| Dothan | | Why not take advantage of current | | |
| Biloxi | | low prices? Many auto insurance | | Book Value: Refers to the value of |
| Los Angeles | | consumers are becoming educated | | assets as shown in the official |
| Whittier | | on other companies, plans, and rates | | accounting records of the company. |
| Rapid City | | that are available to them; ones that | | |
| Scottsdale | | could afford them significant savings | | Premium: The price of insurance |
| Duluth | | on their auto insurance. | | protection for a specified risk for a |
| Salt Lake City | | | | specified period of time. |
| Evanston | | Individuals who have 30-year | | |
| Delray Beach | | mortgages might want to consider a | | Agent's License: A certificate of |
| South Bend | | 30-year term to ensure that the house | | authority from the state which permits |
| Midland | | is protected throughout the period of | | the agent to conduct business. |
| Fort Worth | | the loan. | | |
