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| Schenectady | | Life insurance, specifically Term Life, | | Retail Credit Company: The former |
| Monroe | | is arguably one of the best values in | | name of Equifax, a credit reporting |
| Jasper | | the entire financial services arena. | | organization. See Equifax. |
| Palo Alto | | Where else can you go and get | | |
| Norfolk | | hundreds of thousands of dollars in | | Monoline Policy: Any insurance |
| Dallas | | protection for literally pennies per | | coverage written as a single line |
| North Hollywood | | day? Rates for Term Life insurance | | policy. Contrast with Multiple Line or |
| Anderson | | remain at all-time lows, and now is the | | Package policy. |
| Boulder | | time to lock in the best prices. | | |
| Little Rock | | | | Retrospective Premium: The final |
| Morristown | | Everyone has different needs, and | | premium in a retrospective rating |
| Scranton | | not one size fits all when it comes to | | plan. See Retrospective Rating. |
| Flint | | term life insurance. While it may make | | |
| Evansville | | sense for people in their 30s and 40s | | Gross Premium: The net premium |
| Spokane | | to secure a 20-year term length, a | | plus operating expenses, |
| Dearborn | | 10-year term might be more | | commissions and other expenses. |
| Naples | | appropriate for someone nearing | | |
| Dallas | | retirement. | | Insurance Policy: The printed form |
| Torrance | | | | which serves as the contract between |
| Boston | | While some companies raise their | | an insurer and an insured. |
| Memphis | | prices based on your actual age, | | |
| Harlingen | | most companies increase the price of | | Interstate Carrier: A transportation |
| Philadelphia | | their policies six months before your | | company which does business |
| Kansas City | | birthday. Its a term called Age | | across state lines. |
| Stamford | | Nearest in the industry, and that | | |
| Waco | | half-year price increase could really | | Burning Ratio: The ratio of losses |
| Orlando | | add up over a 20-year term policy. As | | suffered to the amount of insurance in |
| Independence | | above, the quicker you purchase your | | effect. |
| Greensboro | | policy the better. | | |
| Quincy | | | | National Auto Theft Bureau: An |
| New Port Richey | | The best time to switch policies is | | organization engaged in the |
| Walnut Creek | | within one month of receiving your | | prevention and reduction of motor |
| Orange Park | | policy renewal from your current | | vehicle fire and theft losses. |
| Canton | | insurer. You can typically cancel your | | |
| Palm Harbor | | policy without any fees or penalties if | | |
| Salem | | you act within this time period. | | |
