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| Irving | | People who are trying to quit | | Stock Option Plan: Surviving |
| South Bend | | smoking, for example, might be best | | stockholders have the option to |
| Los Angeles | | suited purchasing a shorter term (and | | purchase or not purchase the shares |
| Johnstown | | then replacing it with a longer term | | of a deceased stockholder. |
| Huntington Beach | | policy when they qualify for | | |
| Lawrenceville | | non-tobacco prices). | | Partnership Entity: The partnership |
| Chicago | | | | considered as an entity and not in |
| West Chester | | At InsWeb, you can compare free | | terms of its individual part-owners. |
| Lima | | online insurance quotes from many of | | |
| Melbourne | | the nations leading insurance | | Provisions: Statements contained in |
| Racine | | companies. | | an insurance policy which explain the |
| Harrisburg | | | | benefits, conditions and other |
| Staten Island | | Make sure you have a new policy in | | features of the insurance contract. |
| Alameda | | place before you cancel your old one | | |
| Rockville | | to avoid a lapse in coverage. This will | | Brokerage Department: A department |
| Anderson | | also prevent having to figure out the | | of an insurer whose purpose is to |
| Wilmington | | amount of any unused premium that is | | deal with brokers in the placing of |
| Florissant | | due to you from your old insurance | | insurance. |
| Corpus Christi | | company, or having to spar with your | | |
| Salem | | agent about exactly when your policy | | Absolute Assignment: Assignment by |
| Sioux City | | was cancelled and how much they | | a policy owner of all control of and |
| Harlingen | | owe you. | | rights in the policy to a third party. |
