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| Rockville | | If you decide to cancel your policy | | Agency: An insurance sales office |
| Florissant | | (after acquiring new coverage) | | which is directed by a agent, |
| Coral Springs | | outside of the 30-day period, you may | | manager, independent agent, or |
| Mesquite | | have to pay a fee or penalty. | | company manager. |
| Wichita | | However, you may still save money | | |
| Orange Park | | after paying the fee if your new policy | | Agent's License: A certificate of |
| Longview | | affords you significant savings. So | | authority from the state which permits |
| Muskegon | | while it is best to wait until your | | the agent to conduct business. |
| Orlando | | receive your renewal notice, you CAN | | |
| Edison | | cancel your policy at any time. | | Premium: The price of insurance |
| Anderson | | | | protection for a specified risk for a |
| Sunnyvale | | Make sure you have a new policy in | | specified period of time. |
| Grand Prairie | | place before you cancel your old one | | |
| Columbia | | to avoid a lapse in coverage. This will | | Deductible: The portion of an insured |
| Escondido | | also prevent having to figure out the | | loss to be borne by the insured |
| Olympia | | amount of any unused premium that is | | before he is entitled to recovery from |
| Dallas | | due to you from your old insurance | | the insurer. |
| Muncie | | company, or having to spar with your | | |
| Fort Myers | | agent about exactly when your policy | | Independent Agent: An agent |
| Brooklyn | | was cancelled and how much they | | operating as an independent |
| Palm Desert | | owe you. | | contractor under the independent |
| Springfield | | | | agency system. |
| Springfield | | The best time to switch policies is | | |
| Grand Rapids | | within one month of receiving your | | Brick Veneer Construction: Refers to |
| Raleigh | | policy renewal from your current | | a building where the outside walls are |
| Jonesboro | | insurer. You can typically cancel your | | constructed of wood with a facing of a |
| Santa Ana | | policy without any fees or penalties if | | single layer of brick. |
| Buffalo | | you act within this time period. | | |
| Myrtle Beach | | | | Single Limit: Any insurance coverage |
| Amarillo | | If you have noticed that your auto | | which is expressed as a single |
| Oceanside | | insurance rates are still increasing | | amount of insurance, or a single limit |
| Las Cruces | | with each renewal, or even have not | | of liability. Contrast with Split Limit. |
| Asheville | | gone down even though you have a | | |
| Tempe | | great driving record, this lower pricing | | Accident Year Experience: Measures |
| Youngstown | | trend makes it more important then | | premiums and losses relating to |
| Asheville | | ever that you shop around for auto | | accidents which occurred during a |
| Fayetteville | | insurance. | | 12-month period. |
