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| Huntington | | At InsWeb, you can compare free | | Fiduciary: A person holding the funds |
| Silver Spring | | online insurance quotes from many of | | or property of another in a position of |
| Madison | | the nations leading insurance | | trust. An example would be the |
| Mansfield | | companies. | | executor of an estate. |
| Dubuque | | | | |
| Sunnyvale | | If you decide to cancel your policy | | Overlapping Insurance: Coverage |
| Jacksonville | | (after acquiring new coverage) | | from two or more policies or insurers |
| Stamford | | outside of the 30-day period, you may | | which duplicates coverage of certain |
| New Orleans | | have to pay a fee or penalty. | | risks. |
| Chesapeake | | However, you may still save money | | |
| Lincoln | | after paying the fee if your new policy | | Loss Frequency: The number of times |
| Huntington Beach | | affords you significant savings. So | | a loss occurs over a specific period |
| Topeka | | while it is best to wait until your | | of time. |
| Scranton | | receive your renewal notice, you CAN | | |
| Grand Rapids | | cancel your policy at any time. | | Premium: The price of insurance |
| Longwood | | | | protection for a specified risk for a |
| Coral Springs | | The quickest and easiest way to | | specified period of time. |
| Newport Beach | | shop for new insurance is by | | |
| Albany | | comparing rates at InsWebs online | | Initial Premium: An amount paid at the |
| Englewood | | marketplace. If you do it the | | inception of an insurance contract, |
| Quincy | | old-fashioned way (by calling or | | usually subject to adjustment at the |
| West Palm Beach | | visiting multiple agents or insurance | | end of the policy period. |
| Asheville | | companies) it could take up a huge | | |
| Burbank | | chunk of your time, which no one | | Business: In Property, Liability, and |
| Birmingham | | wants or needs. By completing | | Health lines, it usually refers to the |
| Jackson | | InsWebs online application, you will | | volume of premiums. |
| Hickory | | have rates to compare to your old | | |
| Fullerton | | ones within minutes! | | Tariff Rate: A rate established by a |
| Costa Mesa | | | | rating organization, which comes from |
| Mountain View | | Everyone has different needs, and | | the tables, schedules and rules found |
| Quincy | | not one size fits all when it comes to | | in the tariff of rates. |
| Santa Ana | | term life insurance. While it may make | | |
| Roanoke | | sense for people in their 30s and 40s | | Brick Veneer Construction: Refers to |
| Colorado Springs | | to secure a 20-year term length, a | | a building where the outside walls are |
| Decatur | | 10-year term might be more | | constructed of wood with a facing of a |
| Conroe | | appropriate for someone nearing | | single layer of brick. |
| Olympia | | retirement. | | |
