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| Lexington | | The quickest and easiest way to | | Paid-In Surplus: Surplus paid in by |
| Springfield | | shop for new insurance is by | | stockholders, as contrasted with |
| Palo Alto | | comparing rates at InsWebs online | | surplus earned through the |
| Bethlehem | | marketplace. If you do it the | | operations of a business. |
| Norfolk | | old-fashioned way (by calling or | | |
| Belleville | | visiting multiple agents or insurance | | Renewal: The reestablishment of the |
| Muskegon | | companies) it could take up a huge | | in-force status of a policy, the term of |
| Coral Springs | | chunk of your time, which no one | | which has expired or will expire |
| Tacoma | | wants or needs. By completing | | unless it is renewed. |
| Florissant | | InsWebs online application, you will | | |
| Austin | | have rates to compare to your old | | Foreign Insurer: An insurer domiciled |
| Reno | | ones within minutes! | | in a state of the United States other |
| San Bernardino | | | | than the one in which the insured's |
| Hattiesburg | | Life insurance, specifically Term Life, | | insurance is written. |
| Riverside | | is arguably one of the best values in | | |
| Kalamazoo | | the entire financial services arena. | | Liabilities: Money owed or expected |
| Little Rock | | Where else can you go and get | | to be owed. Insurance company |
| Livonia | | hundreds of thousands of dollars in | | financial statements, for instance, |
| Dubuque | | protection for literally pennies per | | show assets and liabilities. |
| Mansfield | | day? Rates for Term Life insurance | | |
| Omaha | | remain at all-time lows, and now is the | | Operating Expense: The expense of |
| Santa Ana | | time to lock in the best prices. | | an insurer other than commissions |
| Naperville | | | | and taxes. Called " and Insurance |
| Slidell | | Shopping around is the best way to | | Expense" in the convention statement |
| Bronx | | save money on your insurance. | | blank. |