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| Winter Park | | Life insurance, specifically Term Life, | | Convention Values: Values assigned |
| Boise | | is arguably one of the best values in | | to insurers' assets in the convention |
| Houston | | the entire financial services arena. | | blank. |
| Gainesville | | Where else can you go and get | | |
| Franklin | | hundreds of thousands of dollars in | | Gross Premium: The net premium |
| Englewood | | protection for literally pennies per | | plus operating expenses, |
| Riverside | | day? Rates for Term Life insurance | | commissions and other expenses. |
| Chandler | | remain at all-time lows, and now is the | | |
| Stockbridge | | time to lock in the best prices. | | Losses Outstanding: A summary |
| Syracuse | | | | statement prepared by Property, Life, |
| Knoxville | | Everyone has different needs, and | | and Liability insurers showing claims |
| Detroit | | not one size fits all when it comes to | | not yet settled. |
| Columbus | | term life insurance. While it may make | | |
| Fredericksburg | | sense for people in their 30s and 40s | | Book Value: Refers to the value of |
| Englewood | | to secure a 20-year term length, a | | assets as shown in the official |
| Albany | | 10-year term might be more | | accounting records of the company. |
| Amarillo | | appropriate for someone nearing | | |
| Wichita Falls | | retirement. | | Valuation Clause: A clause stating the |
| Biloxi | | | | value of items for insurance |
| Dearborn | | If you decide to cancel your policy | | purposes, making it a valued policy. |
| Bakersfield | | (after acquiring new coverage) | | |
| Yuma | | outside of the 30-day period, you may | | Burning Ratio: The ratio of losses |
| Kalamazoo | | have to pay a fee or penalty. | | suffered to the amount of insurance in |
| Orange | | However, you may still save money | | effect. |
| Anderson | | after paying the fee if your new policy | | |
| Fort Wayne | | affords you significant savings. So | | Malicious Mischief: Similar to |
| Santa Clara | | while it is best to wait until your | | vandalism. Purposely damaging the |
| Longmont | | receive your renewal notice, you CAN | | rights or property of another. |
| Macon | | cancel your policy at any time. | | |
| Williamsport | | | | Monoline Policy: Any insurance |
| Pensacola | | We offer quotes for auto insurance, | | coverage written as a single line |
| Ann Arbor | | life insurance, homeowners | | policy. Contrast with Multiple Line or |
| Columbus | | insurance, health insurance, term life | | Package policy. |
| Tuscaloosa | | insurance and more. | | |
