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| Harrisburg | | The quickest and easiest way to | | Agency Contract (or Agreement): The |
| Tucson | | shop for new insurance is by | | document which establishes the legal |
| Boise | | comparing rates at InsWebs online | | relationship between an agent and an |
| Costa Mesa | | marketplace. If you do it the | | insurer. |
| Wilmington | | old-fashioned way (by calling or | | |
| Rochester | | visiting multiple agents or insurance | | Society of Insurance Research: An |
| Valdosta | | companies) it could take up a huge | | organization which encourages |
| Columbia | | chunk of your time, which no one | | insurance research and promotes the |
| Johnstown | | wants or needs. By completing | | exchange of ideas and methods of |
| Tyler | | InsWebs online application, you will | | research. |
| Williamsburg | | have rates to compare to your old | | |
| Woodbridge | | ones within minutes! | | Tickler: A reminder system used to |
| Rockville | | | | call an individual's attention to actions |
| Asheville | | Make sure you have a new policy in | | that must be taken at a future point in |
| Montgomery | | place before you cancel your old one | | time. |
| Spokane | | to avoid a lapse in coverage. This will | | |
| Turlock | | also prevent having to figure out the | | Borderline Risk: An insurance |
| Aurora | | amount of any unused premium that is | | prospect of doubtful quality from an |
| Spartanburg | | due to you from your old insurance | | underwriting point of view. |
| Plano | | company, or having to spar with your | | |
| Baltimore | | agent about exactly when your policy | | Agent's License: A certificate of |
| Olympia | | was cancelled and how much they | | authority from the state which permits |
| Independence | | owe you. | | the agent to conduct business. |