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| Florissant | | Why not take advantage of current | | Premises: The particular location of |
| Florissant | | low prices? Many auto insurance | | property or a portion thereof as |
| Vineland | | consumers are becoming educated | | designated in a policy. |
| Harrisburg | | on other companies, plans, and rates | | |
| Vancouver | | that are available to them; ones that | | First Party Insurance: Insurance which |
| Kalamazoo | | could afford them significant savings | | applies to coverage for the insured's |
| Tallahassee | | on their auto insurance. | | own property or person. Contrast with |
| San Francisco | | | | Third Party Insurance. |
| Council Bluffs | | People who are trying to quit | | |
| Gainesville | | smoking, for example, might be best | | Convention Values: Values assigned |
| Gulfport | | suited purchasing a shorter term (and | | to insurers' assets in the convention |
| Oceanside | | then replacing it with a longer term | | blank. |
| Philadelphia | | policy when they qualify for | | |
| Edison | | non-tobacco prices). | | New For Old: Replacing old |
| Grand Junction | | | | damaged parts or equipment with |
| Fort Smith | | Individuals who have 30-year | | new ones rather than repairing them. |
| Cape Coral | | mortgages might want to consider a | | |
| Clarksville | | 30-year term to ensure that the house | | Open Rating: A system whereby a |
| Kingsport | | is protected throughout the period of | | state allows an insurer to use rates |
| Albany | | the loan. | | without prior approval. |
