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| Rockford | | Life insurance, specifically Term Life, | | Net Loss: The amount of loss |
| Englewood | | is arguably one of the best values in | | sustained by an insurer after giving |
| Toledo | | the entire financial services arena. | | effect to all applicable reinsurance, |
| Providence | | Where else can you go and get | | salvage, and subrogation recoveries. |
| Springfield | | hundreds of thousands of dollars in | | |
| Riverside | | protection for literally pennies per | | Equity: The money value of an |
| Bayside | | day? Rates for Term Life insurance | | insurance company that is over and |
| Madison | | remain at all-time lows, and now is the | | above its liabilities. Liabilities include |
| Carlsbad | | time to lock in the best prices. | | almost all of its reserves. |
