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| Winter Park | | While some companies raise their | | War Risk Insurance: Insurance |
| San Francisco | | prices based on your actual age, | | covering damage caused by war. |
| Las Vegas | | most companies increase the price of | | Most often written by Ocean Marine |
| Overland Park | | their policies six months before your | | Insurance companies covering |
| Madison | | birthday. Its a term called Age | | vessels. |
| Bloomington | | Nearest in the industry, and that | | |
| Spring Hill | | half-year price increase could really | | Policy Period (or Term): The period |
| Lancaster | | add up over a 20-year term policy. As | | during which the policy contract |
| Huntington | | above, the quicker you purchase your | | affords protection, e.g., six months or |
| Mesquite | | policy the better. | | one or three years. |