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| Zanesville | | Individuals who have 30-year | | Independent Contractor: One who |
| Stockton | | mortgages might want to consider a | | agrees to perform according to a |
| Goldsboro | | 30-year term to ensure that the house | | contract and who is not an employee. |
| Roanoke | | is protected throughout the period of | | |
| Edison | | the loan. | | Flat Cancellation: A policy which is |
| Coral Springs | | | | cancelled upon its effective date. |
| Spartanburg | | Healthy people have the best | | Usually under a flat cancellation no |
| Mobile | | mortality risks and thus are much | | premium charge is made. |
| Johnstown | | cheaper for companies to insure. This | | |
| Frederick | | translates into lower rates for the | | Admitted (or Allowed) Assets: Assets |
| Quincy | | Super Preferred customer than | | whose values are permitted by state |
| Decatur | | someone with higher risk factors such | | law to be included in the annual |
| Jasper | | as a heart condition, cancer or | | statement of the insurer. |
| Boston | | diabetes. Conversely, if you were | | |
| New Port Richey | | unhealthy when you acquired your | | Appraisal: An evaluation of property |
| Daytona Beach | | policy, and your health has now | | made to ascertain either the |
| Lubbock | | improved, it might be time to shop for | | appropriate amount of insurance to |
| Plano | | a new policy, as your rates are likely | | be written or the amount of loss to be |
| Fayetteville | | to be lower. | | paid. |