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| Youngstown | | Shopping around is the best way to | | Commission of Authority: A document |
| Boulder | | save money on your insurance. | | outlining the powers delegated to an |
| Venice | | | | agent by an insurer. |
| Santa Ana | | While some companies raise their | | |
| Memphis | | prices based on your actual age, | | Commingling: An illegal practice |
| Salem | | most companies increase the price of | | which occurs when an agent mixes |
| York | | their policies six months before your | | personal funds with the insured's or |
| Plano | | birthday. Its a term called Age | | insurer's funds. |
| Wilmington | | Nearest in the industry, and that | | |
| Walnut Creek | | half-year price increase could really | | Shock Loss: A catastrophic loss so |
| Stockton | | add up over a 20-year term policy. As | | large that it has a material effect on |
| Texarkana | | above, the quicker you purchase your | | the underwriting results of a company. |
| Worcester | | policy the better. | | |
| Wichita Falls | | | | Deficit Carried Forward: The transfer |
| Irvine | | We offer quotes for auto insurance, | | of a debit balance from one |
| Texarkana | | life insurance, homeowners | | accounting period to another. |
| Flint | | insurance, health insurance, term life | | |
| Zanesville | | insurance and more. | | Domestic Insurer (or Company): An |
| Orange | | | | insurer formed under the laws of the |
| Woodbridge | | Why not take advantage of current | | state in which the insurance is written. |
| Corona | | low prices? Many auto insurance | | |
| Belleville | | consumers are becoming educated | | Agent's Qualification Law: Education, |
| Savannah | | on other companies, plans, and rates | | experience, and other requirements |
| Vineland | | that are available to them; ones that | | imposed by the state upon persons |
| Spokane | | could afford them significant savings | | desiring to be licensed as agents. |
| Newport News | | on their auto insurance. | | |
| Las Cruces | | | | Amendment: A formal document |
| Nashville | | Individuals who have 30-year | | which corrects or revises an |
| Glendale | | mortgages might want to consider a | | insurance master policy. |
| Acworth | | 30-year term to ensure that the house | | |
| Indianapolis | | is protected throughout the period of | | Gross Line: The total limit accepted |
| Fort Collins | | the loan. | | by an insurer on an individual risk, |
| Boca Raton | | | | including the amount to be reinsured. |
| Montgomery | | At InsWeb, you can compare free | | |
| Littleton | | online insurance quotes from many of | | |
| Jackson | | the nations leading insurance | | |
| Anaheim | | companies. | | |