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| Omaha | | Make sure you have a new policy in | | Buy-Back" Deductible: A deductible |
| Lake Charles | | place before you cancel your old one | | which may be eliminated for an |
| Abilene | | to avoid a lapse in coverage. This will | | additional premium in order to |
| Los Angeles | | also prevent having to figure out the | | provide "first-dollar" coverage. |
| Pompano Beach | | amount of any unused premium that is | | |
| Tyler | | due to you from your old insurance | | Society of Insurance Research: An |
| Wichita Falls | | company, or having to spar with your | | organization which encourages |
| Springfield | | agent about exactly when your policy | | insurance research and promotes the |
| Longmont | | was cancelled and how much they | | exchange of ideas and methods of |
| Lake Charles | | owe you. | | research. |