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| San Antonio | | The best time to switch policies is | | Theory of Probability: The |
| Franklin | | within one month of receiving your | | mathematical principle upon which |
| Newark | | policy renewal from your current | | insurance is based. |
| Fort Wayne | | insurer. You can typically cancel your | | |
| Cherry Hill | | policy without any fees or penalties if | | Nonassignable: A policy that the |
| Phoenix | | you act within this time period. | | owner cannot assign to a third party. |
| Longwood | | | | Most policies are nonassignable |
| Columbus | | We offer quotes for auto insurance, | | unless approval is given by the |
| Chattanooga | | life insurance, homeowners | | insurer. |
| Denton | | insurance, health insurance, term life | | |
| Lakeland | | insurance and more. | | Agent's Balance: A periodic |
| Santa Ana | | | | statement of the sums due and owed |
| Thousand Oaks | | People who are trying to quit | | to an agent under the agent's contract |
| Grand Prairie | | smoking, for example, might be best | | with an insurer. |
| Sacramento | | suited purchasing a shorter term (and | | |
| Rochester | | then replacing it with a longer term | | Provisional Rate: Tentative rates, |
| Nashua | | policy when they qualify for | | premiums or commissions that are |
| Phoenix | | non-tobacco prices). | | subject to subsequent adjustment. |
| Williamsburg | | | | See Commission and Premium. |
| Greensboro | | The quickest and easiest way to | | |
| Dubuque | | shop for new insurance is by | | Retail Credit Company: The former |
| Lincoln | | comparing rates at InsWebs online | | name of Equifax, a credit reporting |
| Ogden | | marketplace. If you do it the | | organization. See Equifax. |
| Longview | | old-fashioned way (by calling or | | |
| Edmond | | visiting multiple agents or insurance | | Accident: An unplanned event, |
| Norfolk | | companies) it could take up a huge | | unexpected and undesigned, which |
| Henderson | | chunk of your time, which no one | | occurs suddenly and at a definite |
| Toledo | | wants or needs. By completing | | place. |
| Troy | | InsWebs online application, you will | | |
| Fall River | | have rates to compare to your old | | Federal Deposit Insurance |
| Wichita Falls | | ones within minutes! | | Corporation (FDIC): An agency of the |
| Columbia | | | | federal government which insures |
| Hemet | | At InsWeb, you can compare free | | bank deposits up to a stated |
| Killeen | | online insurance quotes from many of | | maximum. |
| Tempe | | the nations leading insurance | | |
| Yonkers | | companies. | | |