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| Little Rock | | Make sure you have a new policy in | | You/Your: These words are used to |
| Glendale | | place before you cancel your old one | | refer to the named insured in many of |
| Toledo | | to avoid a lapse in coverage. This will | | the modernized/personalized policy |
| St. Paul | | also prevent having to figure out the | | forms. |
| Arlington | | amount of any unused premium that is | | |
| Atlanta | | due to you from your old insurance | | Loss Adjustment Expense: The cost |
| Amarillo | | company, or having to spar with your | | of adjusting losses, excluding the |
| Shreveport | | agent about exactly when your policy | | amount of the loss itself. |
| Billings | | was cancelled and how much they | | |
| Muncie | | owe you. | | Insurance Policy: The printed form |
| Denton | | | | which serves as the contract between |
| Dothan | | The quickest and easiest way to | | an insurer and an insured. |
| Huntsville | | shop for new insurance is by | | |
| Spartanburg | | comparing rates at InsWebs online | | Theory of Probability: The |
| Metairie | | marketplace. If you do it the | | mathematical principle upon which |
| Memphis | | old-fashioned way (by calling or | | insurance is based. |
| Elkhart | | visiting multiple agents or insurance | | |
| Sarasota | | companies) it could take up a huge | | Replacement: A new policy written to |
| Reading | | chunk of your time, which no one | | take the place of one currently in force. |
| Jackson | | wants or needs. By completing | | |
| Stockbridge | | InsWebs online application, you will | | Shock Loss: A catastrophic loss so |
| Scottsdale | | have rates to compare to your old | | large that it has a material effect on |
| White Plains | | ones within minutes! | | the underwriting results of a company. |
