| | | | |
|
| Rapid City | | Individuals who have 30-year | | Cut Rate: This term generally applies |
| Spartanburg | | mortgages might want to consider a | | to insurance companies who charge |
| Alpharetta | | 30-year term to ensure that the house | | premiums below a normal or average |
| Oakland | | is protected throughout the period of | | rate. |
| White Plains | | the loan. | | |
| Woodbridge | | | | Paid-In Surplus: Surplus paid in by |
| Naples | | Why not take advantage of current | | stockholders, as contrasted with |
| Lakeland | | low prices? Many auto insurance | | surplus earned through the |
| Seattle | | consumers are becoming educated | | operations of a business. |
| Huntsville | | on other companies, plans, and rates | | |
| Quincy | | that are available to them; ones that | | Business: In Property, Liability, and |
| Malden | | could afford them significant savings | | Health lines, it usually refers to the |
| Quincy | | on their auto insurance. | | volume of premiums. |