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| Glendale | | Everyone has different needs, and | | Partnership: A business enterprise |
| Athens | | not one size fits all when it comes to | | owned and operated by two or more |
| Stamford | | term life insurance. While it may make | | persons for the purpose of generating |
| Cambridge | | sense for people in their 30s and 40s | | business income and profits. |
| Coral Springs | | to secure a 20-year term length, a | | |
| Peoria | | 10-year term might be more | | Brokerage Department: A department |
| Hendersonville | | appropriate for someone nearing | | of an insurer whose purpose is to |
| Berkeley | | retirement. | | deal with brokers in the placing of |
| Sacramento | | | | insurance. |
| Little Rock | | While some companies raise their | | |
| Irving | | prices based on your actual age, | | Appraisal: An evaluation of property |
| Anchorage | | most companies increase the price of | | made to ascertain either the |
| Lafayette | | their policies six months before your | | appropriate amount of insurance to |
| Modesto | | birthday. Its a term called Age | | be written or the amount of loss to be |
| Newark | | Nearest in the industry, and that | | paid. |
| Virginia Beach | | half-year price increase could really | | |
| Washington | | add up over a 20-year term policy. As | | Domestic Insurer (or Company): An |
| Memphis | | above, the quicker you purchase your | | insurer formed under the laws of the |
| Joliet | | policy the better. | | state in which the insurance is written. |
