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| Riverside | | The quickest and easiest way to | | Expense Allowance: A compensation |
| Livonia | | shop for new insurance is by | | paid to an insurance agent in excess |
| Anchorage | | comparing rates at InsWebs online | | of prescribed commissions. |
| Warren | | marketplace. If you do it the | | |
| Wilmington | | old-fashioned way (by calling or | | Theory of Probability: The |
| Hartford | | visiting multiple agents or insurance | | mathematical principle upon which |
| Riverside | | companies) it could take up a huge | | insurance is based. |
| Dayton | | chunk of your time, which no one | | |
| Hartford | | wants or needs. By completing | | Policywriting Agent: An agent who has |
| Lincoln | | InsWebs online application, you will | | the authority to prepare and effect an |
| Fresno | | have rates to compare to your old | | insurer's policy. |
| Warren | | ones within minutes! | | |
| Greeley | | | | Adjustment Bureau: A firm organized |
| Nashville | | Healthy people have the best | | to provide adjustment services to |
| Denver | | mortality risks and thus are much | | insurers not wishing to create their |
| Wichita Falls | | cheaper for companies to insure. This | | own claims division. |
| Quincy | | translates into lower rates for the | | |
| Norfolk | | Super Preferred customer than | | Agent's Balance: A periodic |
| Valdosta | | someone with higher risk factors such | | statement of the sums due and owed |
| Henderson | | as a heart condition, cancer or | | to an agent under the agent's contract |
| Bethlehem | | diabetes. Conversely, if you were | | with an insurer. |
| Alameda | | unhealthy when you acquired your | | |
| Silver Spring | | policy, and your health has now | | Director of Insurance: A title used in |
| Denton | | improved, it might be time to shop for | | some states for the head of the |
| Lakewood | | a new policy, as your rates are likely | | department of insurance. |
| Santa Ana | | to be lower. | | |
| Fayetteville | | | | Examiner: An employee assigned by |
| Longmont | | Why not take advantage of current | | the state insurance department to |
| Mesquite | | low prices? Many auto insurance | | audit insurers' records. |
| Clarksville | | consumers are becoming educated | | |
| Mansfield | | on other companies, plans, and rates | | Inspection: Independent checking on |
| Jackson | | that are available to them; ones that | | facts about an applicant, |
| Anaheim | | could afford them significant savings | | policyholder, or claimant, usually by a |
| Grand Junction | | on their auto insurance. | | commercial inspection agency. |
