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| Lancaster | | If you have noticed that your auto | | We/Us/Our: These words are used to |
| Malden | | insurance rates are still increasing | | refer to the insurer in many of the |
| Hendersonville | | with each renewal, or even have not | | modernized/personalized policy |
| Decatur | | gone down even though you have a | | forms recently introduced. |
| Garland | | great driving record, this lower pricing | | |
| Englewood | | trend makes it more important then | | Claim: A demand made by the |
| San Diego | | ever that you shop around for auto | | insured, or the insured's beneficiary, |
| Lawrenceville | | insurance. | | for payment of the benefits provided |
| Elkhart | | | | by the contract. |
| Santa Rosa | | Individuals who have 30-year | | |
| Chula Vista | | mortgages might want to consider a | | Provisional Rate: Tentative rates, |
| Bellevue | | 30-year term to ensure that the house | | premiums or commissions that are |
| Lancaster | | is protected throughout the period of | | subject to subsequent adjustment. |
| Akron | | the loan. | | See Commission and Premium. |