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| Texarkana | | While some companies raise their | | Incurred Expense: Expenses not yet |
| Palo Alto | | prices based on your actual age, | | paid. Can also include paid |
| Rockford | | most companies increase the price of | | expenses in some accounting |
| Clearwater | | their policies six months before your | | systems. |
| Alexandria | | birthday. Its a term called Age | | |
| Portland | | Nearest in the industry, and that | | Replacement: A new policy written to |
| Jackson | | half-year price increase could really | | take the place of one currently in force. |
| Tuscaloosa | | add up over a 20-year term policy. As | | |
| Colorado Springs | | above, the quicker you purchase your | | Domestic Insurer (or Company): An |
| Providence | | policy the better. | | insurer formed under the laws of the |
| Billings | | | | state in which the insurance is written. |
| San Jose | | If you decide to cancel your policy | | |
| Toms River | | (after acquiring new coverage) | | Convention Values: Values assigned |
| Jackson | | outside of the 30-day period, you may | | to insurers' assets in the convention |
| Augusta | | have to pay a fee or penalty. | | blank. |
| Zanesville | | However, you may still save money | | |
| Downey | | after paying the fee if your new policy | | Short-Term Policy: A policy written for |
| Tulsa | | affords you significant savings. So | | a period of less time than is normal for |
| Dothan | | while it is best to wait until your | | that type of policy. |
| San Jose | | receive your renewal notice, you CAN | | |
| Minneapolis | | cancel your policy at any time. | | Partnership: A business enterprise |
| Portland | | | | owned and operated by two or more |
| Kansas City | | Why not take advantage of current | | persons for the purpose of generating |
| Fayetteville | | low prices? Many auto insurance | | business income and profits. |
| Atlanta | | consumers are becoming educated | | |
| Abilene | | on other companies, plans, and rates | | Indemnity: Restoration to the victim of |
| Springfield | | that are available to them; ones that | | a loss by payment, repair, or |
| Mesa | | could afford them significant savings | | replacement. |
| Pembroke Pines | | on their auto insurance. | | |
| Livonia | | | | Professional Insurance Agents |
| Orange Park | | At InsWeb, you can compare free | | Association: A trade association of |
| Elkhart | | online insurance quotes from many of | | mutual insurance agents. |
| Escondido | | the nations leading insurance | | |
| Chicago | | companies. | | Business: In Property, Liability, and |
| Stockton | | | | Health lines, it usually refers to the |
| Decatur | | | | volume of premiums. |
