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| El Paso | | The best time to switch policies is | | Absolute Assignment: Assignment by |
| Norfolk | | within one month of receiving your | | a policy owner of all control of and |
| Lincoln | | policy renewal from your current | | rights in the policy to a third party. |
| Newport News | | insurer. You can typically cancel your | | |
| Harrisburg | | policy without any fees or penalties if | | Society of Insurance Research: An |
| Corona | | you act within this time period. | | organization which encourages |
| Norfolk | | | | insurance research and promotes the |
| Jersey City | | If you have noticed that your auto | | exchange of ideas and methods of |
| Inglewood | | insurance rates are still increasing | | research. |
| Hot Springs | | with each renewal, or even have not | | |
| Long Island City | | gone down even though you have a | | Commingling: An illegal practice |
| Ocala | | great driving record, this lower pricing | | which occurs when an agent mixes |
| Toms River | | trend makes it more important then | | personal funds with the insured's or |
| Englewood | | ever that you shop around for auto | | insurer's funds. |
| Pasadena | | insurance. | | |
| Raleigh | | | | Partnership Entity: The partnership |
| Metairie | | Shopping around is the best way to | | considered as an entity and not in |
| Monroe | | save money on your insurance. | | terms of its individual part-owners. |