| | | | |
|
| Cedar Rapids | | The quickest and easiest way to | | FICA. Federal Insurance Contributions |
| Rochester | | shop for new insurance is by | | Act: A law imposing a payroll tax to |
| Waterloo | | comparing rates at InsWebs online | | assist in funding Social Security |
| Sumter | | marketplace. If you do it the | | benefits. |
| Albuquerque | | old-fashioned way (by calling or | | |
| Fredericksburg | | visiting multiple agents or insurance | | Losses Incurred: The total losses, |
| Bradenton | | companies) it could take up a huge | | whether paid or not, sustained by an |
| Kansas City | | chunk of your time, which no one | | insurer during a given period, e.g., 12 |
| Tacoma | | wants or needs. By completing | | months. |
| Toms River | | InsWebs online application, you will | | |
| San Jose | | have rates to compare to your old | | Tabular Plan: A retrospective rating |
| Huntington | | ones within minutes! | | plan, which uses tables to furnish the |
| Peoria | | | | various values for the rating formula. |
| Knoxville | | Why not take advantage of current | | |
| Phoenix | | low prices? Many auto insurance | | Malicious Mischief: Similar to |
| Portland | | consumers are becoming educated | | vandalism. Purposely damaging the |
| Orange Park | | on other companies, plans, and rates | | rights or property of another. |
| Wilmington | | that are available to them; ones that | | |
| Lancaster | | could afford them significant savings | | Producer: A term applied to an agent, |
| Kalamazoo | | on their auto insurance. | | solicitor or other person who sells |
| Newport Beach | | | | insurance. |
| Columbus | | While some companies raise their | | |
| Riverside | | prices based on your actual age, | | Sherman Antitrust Act: An antitrust law |
| Biloxi | | most companies increase the price of | | from which insurance is exempted to |
| Des Moines | | their policies six months before your | | the extent that it is regulated by state |
| Whittier | | birthday. Its a term called Age | | law. |
| Wilmington | | Nearest in the industry, and that | | |
| Los Angeles | | half-year price increase could really | | Depreciation: A decrease in the value |
| Worcester | | add up over a 20-year term policy. As | | of any type of tangible property over |
| Tempe | | above, the quicker you purchase your | | a period of time resulting from use, |
| Greenville | | policy the better. | | wear and tear, or obsolescence. |
