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| Grand Rapids | | Make sure you have a new policy in | | Notice of Cancellation: Written notice |
| Glendale | | place before you cancel your old one | | by an insurer of intent to cancel |
| Orange Park | | to avoid a lapse in coverage. This will | | insurance, or written notice by an |
| Newark | | also prevent having to figure out the | | insured requesting cancellation. |
| Phoenix | | amount of any unused premium that is | | |
| Tacoma | | due to you from your old insurance | | Effective Date: The date on which the |
| Jackson | | company, or having to spar with your | | protection of an insurance policy or |
| Richmond | | agent about exactly when your policy | | bond goes into effect. |
| Gulfport | | was cancelled and how much they | | |
| Birmingham | | owe you. | | Brokerage Business: Business |
| Goldsboro | | | | offered to an insurer by a broker. This |
| Brooklyn | | People who are trying to quit | | is sometimes called excess or |
| Wilmington | | smoking, for example, might be best | | surplus business. |
| Green Bay | | suited purchasing a shorter term (and | | |
| Hampton | | then replacing it with a longer term | | Operating Expense: The expense of |
| Clarksville | | policy when they qualify for | | an insurer other than commissions |
| Ogden | | non-tobacco prices). | | and taxes. Called " and Insurance |
| Newark | | | | Expense" in the convention statement |
| Ocala | | Everyone has different needs, and | | blank. |
| Fort Lauderdale | | not one size fits all when it comes to | | |
| Sunnyvale | | term life insurance. While it may make | | Interstate Carrier: A transportation |
| Columbus | | sense for people in their 30s and 40s | | company which does business |
| Green Bay | | to secure a 20-year term length, a | | across state lines. |
| North Hollywood | | 10-year term might be more | | |
| Omaha | | appropriate for someone nearing | | Indemnify: To restore the victim of a |
| Bronx | | retirement. | | loss to the same position as before |
| Poughkeepsie | | | | the loss occurred. |
| Yonkers | | At InsWeb, you can compare free | | |
| Roanoke | | online insurance quotes from many of | | First Party Insurance: Insurance which |
| Phoenix | | the nations leading insurance | | applies to coverage for the insured's |
| Ogden | | companies. | | own property or person. Contrast with |
| Chattanooga | | | | Third Party Insurance. |
| Torrance | | Individuals who have 30-year | | |
| Midland | | mortgages might want to consider a | | Interline Endorsement: Commercial |
| Newport Beach | | 30-year term to ensure that the house | | endorsements that apply, or could |
| Westbury | | is protected throughout the period of | | apply, to more than one coverage |
| Syracuse | | the loan. | | part of a package policy. |
