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| Aurora | | Make sure you have a new policy in | | Provisions: Statements contained in |
| Fayetteville | | place before you cancel your old one | | an insurance policy which explain the |
| Englewood | | to avoid a lapse in coverage. This will | | benefits, conditions and other |
| Jonesboro | | also prevent having to figure out the | | features of the insurance contract. |
| Fayetteville | | amount of any unused premium that is | | |
| Canton | | due to you from your old insurance | | Effective Date: The date on which the |
| Downey | | company, or having to spar with your | | protection of an insurance policy or |
| Columbia | | agent about exactly when your policy | | bond goes into effect. |
| Richmond | | was cancelled and how much they | | |
| Colorado Springs | | owe you. | | Professional Insurance Agents |
| Sioux City | | | | Association: A trade association of |
| Evanston | | If you have noticed that your auto | | mutual insurance agents. |
| Acworth | | insurance rates are still increasing | | |
| Springfield | | with each renewal, or even have not | | First Party Insurance: Insurance which |
| Yuma | | gone down even though you have a | | applies to coverage for the insured's |
| Detroit | | great driving record, this lower pricing | | own property or person. Contrast with |
| Madison | | trend makes it more important then | | Third Party Insurance. |
| Inglewood | | ever that you shop around for auto | | |
| Naperville | | insurance. | | Deductible: The portion of an insured |
| El Paso | | | | loss to be borne by the insured |
| Wilmington | | At InsWeb, you can compare free | | before he is entitled to recovery from |
| Ann Arbor | | online insurance quotes from many of | | the insurer. |
| Turlock | | the nations leading insurance | | |
| Sarasota | | companies. | | Valuation Clause: A clause stating the |
| Jacksonville | | | | value of items for insurance |
| Eugene | | Why not take advantage of current | | purposes, making it a valued policy. |
| Jackson | | low prices? Many auto insurance | | |
| Ann Arbor | | consumers are becoming educated | | Producer: A term applied to an agent, |
| Mesa | | on other companies, plans, and rates | | solicitor or other person who sells |
| Coral Springs | | that are available to them; ones that | | insurance. |
| Naperville | | could afford them significant savings | | |
| Hot Springs | | on their auto insurance. | | License: A certification of authority for |
| Mountain View | | | | an agent or insurer to operate, given |
| Palm Desert | | The quickest and easiest way to | | by the appropriate jurisdiction. |
| Fairfax | | shop for new insurance is by | | |
| Augusta | | comparing rates at InsWebs online | | |
| Jacksonville | | marketplace. If you do it the | | |
| Ventura | | old-fashioned way (by calling or | | |
| Buffalo | | visiting multiple agents or insurance | | |
| Oxnard | | companies) it could take up a huge | | |
| Mobile | | chunk of your time, which no one | | |
| Metairie | | wants or needs. By completing | | |
| Union | | InsWebs online application, you will | | |
| Colorado Springs | | have rates to compare to your old | | |
| Naperville | | ones within minutes! | | |
