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| Bradenton | | If you decide to cancel your policy | | Leasehold: An agreement which |
| Dothan | | (after acquiring new coverage) | | gives a person the right to use and |
| Long Beach | | outside of the 30-day period, you may | | occupy property. |
| Costa Mesa | | have to pay a fee or penalty. | | |
| Reno | | However, you may still save money | | Public Adjuster: An insurance adjuster |
| Williamsport | | after paying the fee if your new policy | | who represents an insured on a fee |
| Stockton | | affords you significant savings. So | | basis in claims settlement. Contrast |
| Huntsville | | while it is best to wait until your | | with Independent Adjuster. |
| Stamford | | receive your renewal notice, you CAN | | |
| Morristown | | cancel your policy at any time. | | Agent's Qualification Law: Education, |
| Anchorage | | | | experience, and other requirements |
| Roanoke | | Individuals who have 30-year | | imposed by the state upon persons |
| Boulder | | mortgages might want to consider a | | desiring to be licensed as agents. |
| Poughkeepsie | | 30-year term to ensure that the house | | |
| Jackson | | is protected throughout the period of | | Net Loss: The amount of loss |
| Longview | | the loan. | | sustained by an insurer after giving |
| High Point | | | | effect to all applicable reinsurance, |
| Sarasota | | The quickest and easiest way to | | salvage, and subrogation recoveries. |
| Fullerton | | shop for new insurance is by | | |
| Knoxville | | comparing rates at InsWebs online | | Premium: The price of insurance |
| Dubuque | | marketplace. If you do it the | | protection for a specified risk for a |
| Alameda | | old-fashioned way (by calling or | | specified period of time. |
| Springfield | | visiting multiple agents or insurance | | |
| Columbus | | companies) it could take up a huge | | Insurance Examiner: The |
| Lawton | | chunk of your time, which no one | | representative of a state insurance |
| Irvine | | wants or needs. By completing | | department assigned to participate in |
| Joliet | | InsWebs online application, you will | | the official audit and examination of |
| Daytona Beach | | have rates to compare to your old | | an insurer. |
| Delray Beach | | ones within minutes! | | |
| Wilmington | | | | Claim Expense: The expense of |
| Bay City | | Life insurance, specifically Term Life, | | adjusting a claim, such as |
| Athens | | is arguably one of the best values in | | investigation and attorneys' fees. It |
| Biloxi | | the entire financial services arena. | | does not include the cost of the claim |
| Reno | | Where else can you go and get | | itself. |
| Santa Monica | | hundreds of thousands of dollars in | | |
| Oceanside | | protection for literally pennies per | | |
| Malden | | day? Rates for Term Life insurance | | |
| Kansas City | | remain at all-time lows, and now is the | | |
| Stuart | | time to lock in the best prices. | | |
