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| South Bend | | While some companies raise their | | Deficit Carried Forward: The transfer |
| Clearwater | | prices based on your actual age, | | of a debit balance from one |
| Reno | | most companies increase the price of | | accounting period to another. |
| Davenport | | their policies six months before your | | |
| Palo Alto | | birthday. Its a term called Age | | Society of Insurance Research: An |
| Wichita Falls | | Nearest in the industry, and that | | organization which encourages |
| Lawton | | half-year price increase could really | | insurance research and promotes the |
| Fort Myers | | add up over a 20-year term policy. As | | exchange of ideas and methods of |
| Toms River | | above, the quicker you purchase your | | research. |
| Decatur | | policy the better. | | |
| Lowell | | | | Partnership: A business enterprise |
| Lexington | | If you decide to cancel your policy | | owned and operated by two or more |
| Montgomery | | (after acquiring new coverage) | | persons for the purpose of generating |
| Grand Rapids | | outside of the 30-day period, you may | | business income and profits. |
| Lafayette | | have to pay a fee or penalty. | | |
| Riverside | | However, you may still save money | | Countersignature: The signature of a |
| Ann Arbor | | after paying the fee if your new policy | | licensed agent or representative on a |
| Gainesville | | affords you significant savings. So | | policy. |
| Tacoma | | while it is best to wait until your | | |
| Vero Beach | | receive your renewal notice, you CAN | | Premium Receipt: The receipt given |
| San Antonio | | cancel your policy at any time. | | a policy owner for the payment of a |
| Carlsbad | | | | premium. |
| Stuart | | Life insurance, specifically Term Life, | | |
| Conroe | | is arguably one of the best values in | | Public Adjuster: An insurance adjuster |
| Poughkeepsie | | the entire financial services arena. | | who represents an insured on a fee |
| Phoenix | | Where else can you go and get | | basis in claims settlement. Contrast |
| Independence | | hundreds of thousands of dollars in | | with Independent Adjuster. |
| Austin | | protection for literally pennies per | | |
| Boynton Beach | | day? Rates for Term Life insurance | | Professional Insurance Agents |
| South Bend | | remain at all-time lows, and now is the | | Association: A trade association of |
| Houston | | time to lock in the best prices. | | mutual insurance agents. |
