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| Lakeland | | Individuals who have 30-year | | Broker of Record: A broker who has |
| Salem | | mortgages might want to consider a | | been designated to handle certain |
| Odessa | | 30-year term to ensure that the house | | insurance contracts for the |
| York | | is protected throughout the period of | | policyholder. |
| Springfield | | the loan. | | |
| Palm Harbor | | | | Deflation: An economic period |
| Abilene | | People who are trying to quit | | characterized by falling prices, high |
| Charlotte | | smoking, for example, might be best | | unemployment and a generally |
| White Plains | | suited purchasing a shorter term (and | | sluggish or slow economy. |
| New York | | then replacing it with a longer term | | |
| Rome | | policy when they qualify for | | Retail Credit Company: The former |
| Delray Beach | | non-tobacco prices). | | name of Equifax, a credit reporting |
| Columbus | | | | organization. See Equifax. |
| Stuart | | Healthy people have the best | | |
| Hollywood | | mortality risks and thus are much | | Independent Contractor: One who |
| Vero Beach | | cheaper for companies to insure. This | | agrees to perform according to a |
| Palm Desert | | translates into lower rates for the | | contract and who is not an employee. |
| Lafayette | | Super Preferred customer than | | |
| Myrtle Beach | | someone with higher risk factors such | | Claim Report: A report filed by an |
| Racine | | as a heart condition, cancer or | | agent setting forth the facts of a claim. |
| Escondido | | diabetes. Conversely, if you were | | Same as Loss Report. |
| Pompano Beach | | unhealthy when you acquired your | | |
| Spokane | | policy, and your health has now | | Business: In Property, Liability, and |
| Newark | | improved, it might be time to shop for | | Health lines, it usually refers to the |
| Kalamazoo | | a new policy, as your rates are likely | | volume of premiums. |
| Anderson | | to be lower. | | |
| Tacoma | | | | Director of Insurance: A title used in |
| Palm Desert | | Shopping around is the best way to | | some states for the head of the |
| Boise | | save money on your insurance. | | department of insurance. |
