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| Syracuse | | Why not take advantage of current | | Agency: An insurance sales office |
| Grand Rapids | | low prices? Many auto insurance | | which is directed by a agent, |
| Dothan | | consumers are becoming educated | | manager, independent agent, or |
| Birmingham | | on other companies, plans, and rates | | company manager. |
| Spring Hill | | that are available to them; ones that | | |
| Delray Beach | | could afford them significant savings | | Brokerage Business: Business |
| Edison | | on their auto insurance. | | offered to an insurer by a broker. This |
| Hot Springs | | | | is sometimes called excess or |
| Yuma | | The best time to switch policies is | | surplus business. |
| Las Cruces | | within one month of receiving your | | |
| Huntington Beach | | policy renewal from your current | | Commingling: An illegal practice |
| Alexandria | | insurer. You can typically cancel your | | which occurs when an agent mixes |
| Santa Clara | | policy without any fees or penalties if | | personal funds with the insured's or |
| Newburgh | | you act within this time period. | | insurer's funds. |
