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| Tacoma | | If you have noticed that your auto | | American Risk and Insurance |
| Columbia | | insurance rates are still increasing | | Association: An association of |
| Lakeland | | with each renewal, or even have not | | insurance educators and others |
| Canton | | gone down even though you have a | | interested in insurance study and |
| San Francisco | | great driving record, this lower pricing | | research. |
| Olympia | | trend makes it more important then | | |
| Yuma | | ever that you shop around for auto | | Partnership: A business enterprise |
| Torrance | | insurance. | | owned and operated by two or more |
| Reno | | | | persons for the purpose of generating |
| Fort Worth | | We offer quotes for auto insurance, | | business income and profits. |
| Bethlehem | | life insurance, homeowners | | |
| Portsmouth | | insurance, health insurance, term life | | United States Aircraft Insurance |
| Phoenix | | insurance and more. | | Group: A group of insurers providing |
| Edison | | | | facilities for all forms of Aviation |
| Yuma | | Individuals who have 30-year | | Insurance. |
| Columbus | | mortgages might want to consider a | | |
| Denver | | 30-year term to ensure that the house | | Policy Period (or Term): The period |
| Tampa | | is protected throughout the period of | | during which the policy contract |
| Santa Monica | | the loan. | | affords protection, e.g., six months or |
| Minneapolis | | | | one or three years. |
| Irving | | Make sure you have a new policy in | | |
| Bloomington | | place before you cancel your old one | | Paid-In Surplus: Surplus paid in by |
| Tampa | | to avoid a lapse in coverage. This will | | stockholders, as contrasted with |
| Fayetteville | | also prevent having to figure out the | | surplus earned through the |
| White Plains | | amount of any unused premium that is | | operations of a business. |
| Akron | | due to you from your old insurance | | |
| Fremont | | company, or having to spar with your | | Foreign Insurer: An insurer domiciled |
| Oakland | | agent about exactly when your policy | | in a state of the United States other |
| Naples | | was cancelled and how much they | | than the one in which the insured's |
| Tyler | | owe you. | | insurance is written. |
