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| Winter Park | | If you decide to cancel your policy | | We/Us/Our: These words are used to |
| Boca Raton | | (after acquiring new coverage) | | refer to the insurer in many of the |
| Johnson City | | outside of the 30-day period, you may | | modernized/personalized policy |
| Cedar Rapids | | have to pay a fee or penalty. | | forms recently introduced. |
| Daytona Beach | | However, you may still save money | | |
| Kansas City | | after paying the fee if your new policy | | Policywriting Agent: An agent who has |
| Sunnyvale | | affords you significant savings. So | | the authority to prepare and effect an |
| Longwood | | while it is best to wait until your | | insurer's policy. |
| Evanston | | receive your renewal notice, you CAN | | |
| Hemet | | cancel your policy at any time. | | Inspection: Independent checking on |
| Jacksonville | | | | facts about an applicant, |
| Johnstown | | The quickest and easiest way to | | policyholder, or claimant, usually by a |
| Denton | | shop for new insurance is by | | commercial inspection agency. |
| Dallas | | comparing rates at InsWebs online | | |
| Sunnyvale | | marketplace. If you do it the | | Tabular Plan: A retrospective rating |
| Lincoln | | old-fashioned way (by calling or | | plan, which uses tables to furnish the |
| Asheville | | visiting multiple agents or insurance | | various values for the rating formula. |
| Mobile | | companies) it could take up a huge | | |
| Midland | | chunk of your time, which no one | | Approved Roof: A term used in |
| Washington | | wants or needs. By completing | | building construction. It indicates a |
| Lakewood | | InsWebs online application, you will | | roof made of fire-resistive materials, |
| Sunnyvale | | have rates to compare to your old | | such as tile or asphalt shingles. |
| Wichita | | ones within minutes! | | |
| Macon | | | | Mandatory Valuation Reserve: A |
| Conroe | | At InsWeb, you can compare free | | reserve required by a state law to |
| Cincinnati | | online insurance quotes from many of | | offset any declines in the valuation of |
| Chattanooga | | the nations leading insurance | | securities listed as admitted assets. |
| Costa Mesa | | companies. | | |
| Newark | | | | Agency Company: An insurance |
| Denver | | People who are trying to quit | | company that produces business |
| Cookeville | | smoking, for example, might be best | | through an agency network. Contrast |
| Glendale | | suited purchasing a shorter term (and | | with Direct Writer. |
| Stuart | | then replacing it with a longer term | | |
| Orlando | | policy when they qualify for | | Accident: An unplanned event, |
| El Paso | | non-tobacco prices). | | unexpected and undesigned, which |
| New Orleans | | | | occurs suddenly and at a definite |
| Lansing | | | | place. |
