| | | | |
|
| Oakland | | The quickest and easiest way to | | Depreciation: A decrease in the value |
| Odessa | | shop for new insurance is by | | of any type of tangible property over |
| Norfolk | | comparing rates at InsWebs online | | a period of time resulting from use, |
| Nashua | | marketplace. If you do it the | | wear and tear, or obsolescence. |
| Fort Collins | | old-fashioned way (by calling or | | |
| Coral Springs | | visiting multiple agents or insurance | | Paid-In Surplus: Surplus paid in by |
| Rome | | companies) it could take up a huge | | stockholders, as contrasted with |
| Odessa | | chunk of your time, which no one | | surplus earned through the |
| Sacramento | | wants or needs. By completing | | operations of a business. |
| Evanston | | InsWebs online application, you will | | |
| Fayetteville | | have rates to compare to your old | | Claim Expense: The expense of |
| Huntington Beach | | ones within minutes! | | adjusting a claim, such as |
| Killeen | | | | investigation and attorneys' fees. It |
| Brooklyn | | The best time to switch policies is | | does not include the cost of the claim |
| Columbia | | within one month of receiving your | | itself. |
| Toledo | | policy renewal from your current | | |
| South Bend | | insurer. You can typically cancel your | | Borderline Risk: An insurance |
| Jersey City | | policy without any fees or penalties if | | prospect of doubtful quality from an |
| New Orleans | | you act within this time period. | | underwriting point of view. |
