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| Waterloo | | Life insurance, specifically Term Life, | | Agency Contract (or Agreement): The |
| Gainesville | | is arguably one of the best values in | | document which establishes the legal |
| Lansing | | the entire financial services arena. | | relationship between an agent and an |
| Chula Vista | | Where else can you go and get | | insurer. |
| Arlington | | hundreds of thousands of dollars in | | |
| Stuart | | protection for literally pennies per | | Paid-In Surplus: Surplus paid in by |
| Monroe | | day? Rates for Term Life insurance | | stockholders, as contrasted with |
| Lawrenceville | | remain at all-time lows, and now is the | | surplus earned through the |
| Santa Rosa | | time to lock in the best prices. | | operations of a business. |
