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| Savannah | | We offer quotes for auto insurance, | | Line of Business: The classification of |
| Conroe | | life insurance, homeowners | | business as utilized in the insurance |
| Acworth | | insurance, health insurance, term life | | industry, e.g., Fire, Allied Lines and |
| Corona | | insurance and more. | | Homeowners. |
| Florissant | | | | |
| Midland | | People who are trying to quit | | Underinsurance: A condition in which |
| Boca Raton | | smoking, for example, might be best | | not enough insurance is carried to |
| Orange Park | | suited purchasing a shorter term (and | | cover the insurable value. |
| Plano | | then replacing it with a longer term | | |
| West Palm Beach | | policy when they qualify for | | Admitted (or Allowed) Assets: Assets |
| Macon | | non-tobacco prices). | | whose values are permitted by state |
| Harlingen | | | | law to be included in the annual |
| Charleston | | Shopping around is the best way to | | statement of the insurer. |
| Chattanooga | | save money on your insurance. | | |
| Waco | | | | Indemnity: Restoration to the victim of |
| Flint | | At InsWeb, you can compare free | | a loss by payment, repair, or |
| Denver | | online insurance quotes from many of | | replacement. |
| Tampa | | the nations leading insurance | | |
| Muncie | | companies. | | Indemnify: To restore the victim of a |
| Columbus | | | | loss to the same position as before |
| Rockville | | Healthy people have the best | | the loss occurred. |
| Jonesboro | | mortality risks and thus are much | | |
| Davenport | | cheaper for companies to insure. This | | Paid-In Surplus: Surplus paid in by |
| Macon | | translates into lower rates for the | | stockholders, as contrasted with |
| Lorain | | Super Preferred customer than | | surplus earned through the |
| Green Bay | | someone with higher risk factors such | | operations of a business. |
| Palm Desert | | as a heart condition, cancer or | | |
| Worcester | | diabetes. Conversely, if you were | | Collusion: An agreement, usually |
| Dothan | | unhealthy when you acquired your | | secret, between two or more persons |
| Flushing | | policy, and your health has now | | to defraud or deprive another or |
| Tacoma | | improved, it might be time to shop for | | others of their property or rights. |
| Redlands | | a new policy, as your rates are likely | | |
| Mobile | | to be lower. | | Society of Insurance Research: An |
| Orange Park | | | | organization which encourages |
| Eugene | | | | insurance research and promotes the |
| Oceanside | | | | exchange of ideas and methods of |
| Las Cruces | | | | research. |
