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| Honolulu | | Life insurance, specifically Term Life, | | Premium: The price of insurance |
| Albany | | is arguably one of the best values in | | protection for a specified risk for a |
| Killeen | | the entire financial services arena. | | specified period of time. |
| Sunnyvale | | Where else can you go and get | | |
| Columbus | | hundreds of thousands of dollars in | | FICA. Federal Insurance Contributions |
| Bloomington | | protection for literally pennies per | | Act: A law imposing a payroll tax to |
| Syracuse | | day? Rates for Term Life insurance | | assist in funding Social Security |
| Reno | | remain at all-time lows, and now is the | | benefits. |
| Bay City | | time to lock in the best prices. | | |
| Richmond | | | | Tickler: A reminder system used to |
| Oceanside | | If you decide to cancel your policy | | call an individual's attention to actions |
| Spring Hill | | (after acquiring new coverage) | | that must be taken at a future point in |
| Boston | | outside of the 30-day period, you may | | time. |
| Quincy | | have to pay a fee or penalty. | | |
| Santa Barbara | | However, you may still save money | | Leasehold: An agreement which |
| Erie | | after paying the fee if your new policy | | gives a person the right to use and |
| Eugene | | affords you significant savings. So | | occupy property. |
| Sarasota | | while it is best to wait until your | | |
| Abilene | | receive your renewal notice, you CAN | | Accident: An unplanned event, |
| West Palm Beach | | cancel your policy at any time. | | unexpected and undesigned, which |
| Yonkers | | | | occurs suddenly and at a definite |
| Yonkers | | The best time to switch policies is | | place. |
| Riverside | | within one month of receiving your | | |
| Hendersonville | | policy renewal from your current | | Provisional Rate: Tentative rates, |
| Venice | | insurer. You can typically cancel your | | premiums or commissions that are |
| Conroe | | policy without any fees or penalties if | | subject to subsequent adjustment. |
| St. Joseph | | you act within this time period. | | See Commission and Premium. |