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| Cedar Rapids | | The quickest and easiest way to | | Premium Notice: A form notice from |
| Chandler | | shop for new insurance is by | | an insurer or agency to a policy |
| Cape Coral | | comparing rates at InsWebs online | | owner that a premium will be due on a |
| Des Moines | | marketplace. If you do it the | | given date. |
| Kansas City | | old-fashioned way (by calling or | | |
| Lake Charles | | visiting multiple agents or insurance | | Admitted (or Allowed) Assets: Assets |
| Syracuse | | companies) it could take up a huge | | whose values are permitted by state |
| Lakewood | | chunk of your time, which no one | | law to be included in the annual |
| Boston | | wants or needs. By completing | | statement of the insurer. |
| Green Bay | | InsWebs online application, you will | | |
| Hampton | | have rates to compare to your old | | Theory of Probability: The |
| Abilene | | ones within minutes! | | mathematical principle upon which |
| Lake Worth | | | | insurance is based. |
| Carlsbad | | Life insurance, specifically Term Life, | | |
| Fort Lauderdale | | is arguably one of the best values in | | Valuation Clause: A clause stating the |
| Detroit | | the entire financial services arena. | | value of items for insurance |
| Tulsa | | Where else can you go and get | | purposes, making it a valued policy. |
| Jackson | | hundreds of thousands of dollars in | | |
| Texarkana | | protection for literally pennies per | | Capital Sum: The maximum lump sum |
| Ann Arbor | | day? Rates for Term Life insurance | | payable in the event of accidental |
| Fort Myers | | remain at all-time lows, and now is the | | death or dismemberment. |
| Dayton | | time to lock in the best prices. | | |
| Grand Prairie | | | | Expense Allowance: A compensation |
| San Bernardino | | If you have noticed that your auto | | paid to an insurance agent in excess |
| Asheville | | insurance rates are still increasing | | of prescribed commissions. |
| Schaumburg | | with each renewal, or even have not | | |
| Fredericksburg | | gone down even though you have a | | Operating Expense: The expense of |
| Daytona Beach | | great driving record, this lower pricing | | an insurer other than commissions |
| Billings | | trend makes it more important then | | and taxes. Called " and Insurance |
| Longview | | ever that you shop around for auto | | Expense" in the convention statement |
| Olympia | | insurance. | | blank. |
