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| Henderson | | If you have noticed that your auto | | Broker of Record: A broker who has |
| Honolulu | | insurance rates are still increasing | | been designated to handle certain |
| Jackson | | with each renewal, or even have not | | insurance contracts for the |
| Venice | | gone down even though you have a | | policyholder. |
| Southfield | | great driving record, this lower pricing | | |
| Greeley | | trend makes it more important then | | Depreciation: A decrease in the value |
| Franklin | | ever that you shop around for auto | | of any type of tangible property over |
| Madison | | insurance. | | a period of time resulting from use, |
| Boston | | | | wear and tear, or obsolescence. |
| Cambridge | | If you decide to cancel your policy | | |
| Bakersfield | | (after acquiring new coverage) | | Monoline Policy: Any insurance |
| Newport Beach | | outside of the 30-day period, you may | | coverage written as a single line |
| Tacoma | | have to pay a fee or penalty. | | policy. Contrast with Multiple Line or |
| Overland Park | | However, you may still save money | | Package policy. |
| Greeley | | after paying the fee if your new policy | | |
| Garland | | affords you significant savings. So | | Overlapping Insurance: Coverage |
| Naples | | while it is best to wait until your | | from two or more policies or insurers |
| Anaheim | | receive your renewal notice, you CAN | | which duplicates coverage of certain |
| Belleville | | cancel your policy at any time. | | risks. |
