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| Virginia Beach | | We offer quotes for auto insurance, | | Public Adjuster: An insurance adjuster |
| Fort Collins | | life insurance, homeowners | | who represents an insured on a fee |
| Jackson | | insurance, health insurance, term life | | basis in claims settlement. Contrast |
| San Jose | | insurance and more. | | with Independent Adjuster. |
| North Hollywood | | | | |
| Rockford | | If you decide to cancel your policy | | Leasehold: An agreement which |
| Arlington | | (after acquiring new coverage) | | gives a person the right to use and |
| Costa Mesa | | outside of the 30-day period, you may | | occupy property. |
| St. Joseph | | have to pay a fee or penalty. | | |
| Sumter | | However, you may still save money | | Net Loss: The amount of loss |
| Myrtle Beach | | after paying the fee if your new policy | | sustained by an insurer after giving |
| Columbia | | affords you significant savings. So | | effect to all applicable reinsurance, |
| Naperville | | while it is best to wait until your | | salvage, and subrogation recoveries. |
| Jackson | | receive your renewal notice, you CAN | | |
| Jacksonville | | cancel your policy at any time. | | Buy-Back" Deductible: A deductible |
| Lawrenceville | | | | which may be eliminated for an |
| Winter Haven | | While some companies raise their | | additional premium in order to |
| Cypress | | prices based on your actual age, | | provide "first-dollar" coverage. |
| Tallahassee | | most companies increase the price of | | |
| Gainesville | | their policies six months before your | | Agency Contract (or Agreement): The |
| Salt Lake City | | birthday. Its a term called Age | | document which establishes the legal |
| Erie | | Nearest in the industry, and that | | relationship between an agent and an |
| Allentown | | half-year price increase could really | | insurer. |
| Flint | | add up over a 20-year term policy. As | | |
| Lubbock | | above, the quicker you purchase your | | Exclusions: Specific situations, |
| Marietta | | policy the better. | | conditions, or circumstances that are |
| Tacoma | | | | listed in the contract as being not |
| Hollywood | | If you have noticed that your auto | | covered. |
| Longview | | insurance rates are still increasing | | |
| Fort Worth | | with each renewal, or even have not | | Premium Notice: A form notice from |
| Pompano Beach | | gone down even though you have a | | an insurer or agency to a policy |
| Daytona Beach | | great driving record, this lower pricing | | owner that a premium will be due on a |
| Raleigh | | trend makes it more important then | | given date. |
| Oakland | | ever that you shop around for auto | | |
| Warwick | | insurance. | | |