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| Tucson | | While some companies raise their | | Sherman Antitrust Act: An antitrust law |
| Tallahassee | | prices based on your actual age, | | from which insurance is exempted to |
| Inglewood | | most companies increase the price of | | the extent that it is regulated by state |
| Rome | | their policies six months before your | | law. |
| Council Bluffs | | birthday. Its a term called Age | | |
| Lake Worth | | Nearest in the industry, and that | | Agency Company: An insurance |
| Jasper | | half-year price increase could really | | company that produces business |
| Dearborn | | add up over a 20-year term policy. As | | through an agency network. Contrast |
| Santa Ana | | above, the quicker you purchase your | | with Direct Writer. |
| Nashua | | policy the better. | | |
| Waco | | | | Convention Values: Values assigned |
| Rochester | | If you have noticed that your auto | | to insurers' assets in the convention |
| Ventura | | insurance rates are still increasing | | blank. |
| Huntsville | | with each renewal, or even have not | | |
| Dearborn | | gone down even though you have a | | Basic Rate: The manual rate from |
| Metairie | | great driving record, this lower pricing | | which discounts are taken or to which |
| Amarillo | | trend makes it more important then | | charges are added to reflect the |
| Melbourne | | ever that you shop around for auto | | individual circumstances of a risk. |
| Sumter | | insurance. | | |
| Bethlehem | | | | Valued: Relating to an agreement by |
| Aurora | | Everyone has different needs, and | | an insurer to pay a specified amount |
| Johnstown | | not one size fits all when it comes to | | of money to or on behalf of the |
| Hollywood | | term life insurance. While it may make | | insured upon occurrence of a defined |
| Henderson | | sense for people in their 30s and 40s | | loss. |
| Alameda | | to secure a 20-year term length, a | | |
| Detroit | | 10-year term might be more | | Short Rate Premium: The premium |
| Jackson | | appropriate for someone nearing | | required for issuing a policy for a |
| Charleston | | retirement. | | period less than its normal term. |
