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| Oklahoma City | | Make sure you have a new policy in | | Interline Endorsement: Commercial |
| Salem | | place before you cancel your old one | | endorsements that apply, or could |
| Houston | | to avoid a lapse in coverage. This will | | apply, to more than one coverage |
| Memphis | | also prevent having to figure out the | | part of a package policy. |
| Valdosta | | amount of any unused premium that is | | |
| Knoxville | | due to you from your old insurance | | Multi-Peril Policies: Policies which |
| Palm Desert | | company, or having to spar with your | | cover a number of perils, such as fire, |
| Lawton | | agent about exactly when your policy | | burglary, and liability, in a single |
| Mansfield | | was cancelled and how much they | | contract. |
| Fort Myers | | owe you. | | |
| Nashua | | | | Insurance Policy: The printed form |
| York | | While some companies raise their | | which serves as the contract between |
| Naperville | | prices based on your actual age, | | an insurer and an insured. |
| Stockton | | most companies increase the price of | | |
| Tempe | | their policies six months before your | | Premium Notice: A form notice from |
| Minneapolis | | birthday. Its a term called Age | | an insurer or agency to a policy |
| Orange Park | | Nearest in the industry, and that | | owner that a premium will be due on a |
| Fort Collins | | half-year price increase could really | | given date. |
| Salt Lake City | | add up over a 20-year term policy. As | | |
| Hickory | | above, the quicker you purchase your | | New For Old: Replacing old |
| Stamford | | policy the better. | | damaged parts or equipment with |
| Lakewood | | | | new ones rather than repairing them. |
| Lexington | | Healthy people have the best | | |
| Bayside | | mortality risks and thus are much | | Sole Proprietorship: A business |
| Palm Desert | | cheaper for companies to insure. This | | enterprise owned by one person who |
| Phoenix | | translates into lower rates for the | | is its manager and employee. |
| Tempe | | Super Preferred customer than | | |
| Spokane | | someone with higher risk factors such | | Claim: A demand made by the |
| Billings | | as a heart condition, cancer or | | insured, or the insured's beneficiary, |
| Thousand Oaks | | diabetes. Conversely, if you were | | for payment of the benefits provided |
| Fredericksburg | | unhealthy when you acquired your | | by the contract. |
| Indianapolis | | policy, and your health has now | | |
| Worcester | | improved, it might be time to shop for | | Nonadmitted Insurer: An insurer not |
| Cedar Rapids | | a new policy, as your rates are likely | | licensed to do business in the |
| Arlington | | to be lower. | | jurisdiction in question. Same as |
| Charleston | | | | Unauthorized Insurer and Unlicensed |
| Fort Myers | | | | Insurer. |
