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| Decatur | | Individuals who have 30-year | | Borderline Risk: An insurance |
| Goldsboro | | mortgages might want to consider a | | prospect of doubtful quality from an |
| Allentown | | 30-year term to ensure that the house | | underwriting point of view. |
| Vineland | | is protected throughout the period of | | |
| Kingsport | | the loan. | | Burning Ratio: The ratio of losses |
| Santa Barbara | | | | suffered to the amount of insurance in |
| Alexandria | | Life insurance, specifically Term Life, | | effect. |
| Las Cruces | | is arguably one of the best values in | | |
| Berkeley | | the entire financial services arena. | | Accidental Bodily Injury: An injury |
| Anderson | | Where else can you go and get | | sustained accidentally. Only the result |
| Lawton | | hundreds of thousands of dollars in | | need be accidental. Contrast with |
| Arlington | | protection for literally pennies per | | Accidental Means. |
| Anderson | | day? Rates for Term Life insurance | | |
| Rome | | remain at all-time lows, and now is the | | Commingling: An illegal practice |
| Hampton | | time to lock in the best prices. | | which occurs when an agent mixes |
| Santa Ana | | | | personal funds with the insured's or |
| Trenton | | While some companies raise their | | insurer's funds. |
| Ventura | | prices based on your actual age, | | |
| Nashville | | most companies increase the price of | | Policywriting Agent: An agent who has |
| Winter Park | | their policies six months before your | | the authority to prepare and effect an |
| Goldsboro | | birthday. Its a term called Age | | insurer's policy. |
| Chesapeake | | Nearest in the industry, and that | | |
| Colorado Springs | | half-year price increase could really | | Partnership: A business enterprise |
| Jacksonville | | add up over a 20-year term policy. As | | owned and operated by two or more |
| Denton | | above, the quicker you purchase your | | persons for the purpose of generating |
| Muncie | | policy the better. | | business income and profits. |
