| | | | |
|
| Sioux City | | We offer quotes for auto insurance, | | Flat Cancellation: A policy which is |
| Riverside | | life insurance, homeowners | | cancelled upon its effective date. |
| Anaheim | | insurance, health insurance, term life | | Usually under a flat cancellation no |
| Jackson | | insurance and more. | | premium charge is made. |
| Baltimore | | | | |
| Pompano Beach | | The best time to switch policies is | | Retrospective Premium: The final |
| Anchorage | | within one month of receiving your | | premium in a retrospective rating |
| Flint | | policy renewal from your current | | plan. See Retrospective Rating. |
| Palo Alto | | insurer. You can typically cancel your | | |
| Union | | policy without any fees or penalties if | | Business: In Property, Liability, and |
| Newport News | | you act within this time period. | | Health lines, it usually refers to the |
| Jackson | | | | volume of premiums. |
| Biloxi | | If you have noticed that your auto | | |
| Rapid City | | insurance rates are still increasing | | Premium Receipt: The receipt given |
| Nashua | | with each renewal, or even have not | | a policy owner for the payment of a |
| Escondido | | gone down even though you have a | | premium. |
| Huntsville | | great driving record, this lower pricing | | |
| Chandler | | trend makes it more important then | | Fictitious Groups: Groups formed |
| Arlington | | ever that you shop around for auto | | primarily for the purpose of buying |
| Bradenton | | insurance. | | insurance. Under the law such groups |
| Birmingham | | | | may not be underwritten. |
| Mesquite | | If you decide to cancel your policy | | |
| Silver Spring | | (after acquiring new coverage) | | Criticism: A correction suggested by a |
| Allentown | | outside of the 30-day period, you may | | rating or auditing bureau to an insurer. |
| St. Joseph | | have to pay a fee or penalty. | | |
| Fall River | | However, you may still save money | | Provisional Rate: Tentative rates, |
| Bethlehem | | after paying the fee if your new policy | | premiums or commissions that are |
| Cincinnati | | affords you significant savings. So | | subject to subsequent adjustment. |
| New York | | while it is best to wait until your | | See Commission and Premium. |
| Peoria | | receive your renewal notice, you CAN | | |
| Bloomington | | cancel your policy at any time. | | Expense Allowance: A compensation |
| Rapid City | | | | paid to an insurance agent in excess |
| Mobile | | The quickest and easiest way to | | of prescribed commissions. |
| Evansville | | shop for new insurance is by | | |
| Newark | | comparing rates at InsWebs online | | |
| Ventura | | marketplace. If you do it the | | |
| Duluth | | old-fashioned way (by calling or | | |
| Belleville | | visiting multiple agents or insurance | | |
| Billings | | companies) it could take up a huge | | |
| Melbourne | | chunk of your time, which no one | | |
| Scottsdale | | wants or needs. By completing | | |
| Englewood | | InsWebs online application, you will | | |
| Morristown | | have rates to compare to your old | | |
| Kalamazoo | | ones within minutes! | | |
