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| Oakland | | We offer quotes for auto insurance, | | Brick Veneer Construction: Refers to |
| Kansas City | | life insurance, homeowners | | a building where the outside walls are |
| Long Island City | | insurance, health insurance, term life | | constructed of wood with a facing of a |
| Downey | | insurance and more. | | single layer of brick. |
| Portland | | | | |
| Mesa | | If you decide to cancel your policy | | Convention Values: Values assigned |
| Oakland | | (after acquiring new coverage) | | to insurers' assets in the convention |
| Dothan | | outside of the 30-day period, you may | | blank. |
| Spartanburg | | have to pay a fee or penalty. | | |
| Alexandria | | However, you may still save money | | Commingling: An illegal practice |
| Independence | | after paying the fee if your new policy | | which occurs when an agent mixes |
| Oxnard | | affords you significant savings. So | | personal funds with the insured's or |
| Baton Rouge | | while it is best to wait until your | | insurer's funds. |
| Hartford | | receive your renewal notice, you CAN | | |
| Franklin | | cancel your policy at any time. | | Renewal: The reestablishment of the |
| Pensacola | | | | in-force status of a policy, the term of |
| Fort Smith | | Why not take advantage of current | | which has expired or will expire |
| Rockville | | low prices? Many auto insurance | | unless it is renewed. |
| Beaumont | | consumers are becoming educated | | |
| New Port Richey | | on other companies, plans, and rates | | Retrospective Premium: The final |
| Mobile | | that are available to them; ones that | | premium in a retrospective rating |
| El Cajon | | could afford them significant savings | | plan. See Retrospective Rating. |
| Lafayette | | on their auto insurance. | | |
| Evanston | | | | Depreciation: A decrease in the value |
| Winter Park | | Individuals who have 30-year | | of any type of tangible property over |
| Bloomington | | mortgages might want to consider a | | a period of time resulting from use, |
| Rochester | | 30-year term to ensure that the house | | wear and tear, or obsolescence. |
| Jacksonville | | is protected throughout the period of | | |
| Gaithersburg | | the loan. | | You/Your: These words are used to |
| Amarillo | | | | refer to the named insured in many of |
| Worcester | | While some companies raise their | | the modernized/personalized policy |
| Sacramento | | prices based on your actual age, | | forms. |
| Buffalo | | most companies increase the price of | | |
| Dearborn | | their policies six months before your | | FICA. Federal Insurance Contributions |
| Tucson | | birthday. Its a term called Age | | Act: A law imposing a payroll tax to |
| Detroit | | Nearest in the industry, and that | | assist in funding Social Security |
| Youngstown | | half-year price increase could really | | benefits. |
| Athens | | add up over a 20-year term policy. As | | |
| Westbury | | above, the quicker you purchase your | | |
| Slidell | | policy the better. | | |
