| | | | |
|
| Lorain | | Life insurance, specifically Term Life, | | Operating Expense: The expense of |
| Tacoma | | is arguably one of the best values in | | an insurer other than commissions |
| Decatur | | the entire financial services arena. | | and taxes. Called " and Insurance |
| Venice | | Where else can you go and get | | Expense" in the convention statement |
| Albany | | hundreds of thousands of dollars in | | blank. |
| Syracuse | | protection for literally pennies per | | |
| Flint | | day? Rates for Term Life insurance | | Provisional Rate: Tentative rates, |
| San Francisco | | remain at all-time lows, and now is the | | premiums or commissions that are |
| Vero Beach | | time to lock in the best prices. | | subject to subsequent adjustment. |
| Florissant | | | | See Commission and Premium. |
| Alpharetta | | At InsWeb, you can compare free | | |
| Santa Rosa | | online insurance quotes from many of | | Interline Endorsement: Commercial |
| New Port Richey | | the nations leading insurance | | endorsements that apply, or could |
| Seattle | | companies. | | apply, to more than one coverage |
| Panama City | | | | part of a package policy. |
| Longview | | Shopping around is the best way to | | |
| Columbus | | save money on your insurance. | | Gain and Loss Exhibit: The portion of |
| Downey | | | | the convention blank which |
| Norfolk | | Healthy people have the best | | represents an analysis of gains, |
| Orange | | mortality risks and thus are much | | losses, and surplus during an |
| Newark | | cheaper for companies to insure. This | | accounting period. |
| Stockbridge | | translates into lower rates for the | | |
| Allentown | | Super Preferred customer than | | Commingling: An illegal practice |
| Saginaw | | someone with higher risk factors such | | which occurs when an agent mixes |
| Orange Park | | as a heart condition, cancer or | | personal funds with the insured's or |
| Union | | diabetes. Conversely, if you were | | insurer's funds. |
| Lawrenceville | | unhealthy when you acquired your | | |
| Yonkers | | policy, and your health has now | | Malinger: To feign a disability for the |
| Houston | | improved, it might be time to shop for | | purpose of continuing to collect |
| Stockbridge | | a new policy, as your rates are likely | | benefits longer than actually |
| Fayetteville | | to be lower. | | necessary. |
