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| Chandler | | Individuals who have 30-year | | Notice To Company: Written notice to |
| Fredericksburg | | mortgages might want to consider a | | an insurer of the occurrence of an |
| Newburgh | | 30-year term to ensure that the house | | event which a claim is to be based. |
| Flint | | is protected throughout the period of | | |
| Florissant | | the loan. | | Policy Anniversary: The anniversary |
| Nashville | | | | of the date of issue of a policy as |
| Garland | | Everyone has different needs, and | | shown in the policy declarations. |
| Denver | | not one size fits all when it comes to | | |
| Biloxi | | term life insurance. While it may make | | Appraisal: An evaluation of property |
| South Bend | | sense for people in their 30s and 40s | | made to ascertain either the |
| Zanesville | | to secure a 20-year term length, a | | appropriate amount of insurance to |
| Rapid City | | 10-year term might be more | | be written or the amount of loss to be |
| Vero Beach | | appropriate for someone nearing | | paid. |
| Morristown | | retirement. | | |
| Savannah | | | | Provisional Rate: Tentative rates, |
| San Bernardino | | Make sure you have a new policy in | | premiums or commissions that are |
| Palm Harbor | | place before you cancel your old one | | subject to subsequent adjustment. |
| Pensacola | | to avoid a lapse in coverage. This will | | See Commission and Premium. |
| Thousand Oaks | | also prevent having to figure out the | | |
| Hattiesburg | | amount of any unused premium that is | | Society of Insurance Research: An |
| Chesapeake | | due to you from your old insurance | | organization which encourages |
| Minneapolis | | company, or having to spar with your | | insurance research and promotes the |
| Vero Beach | | agent about exactly when your policy | | exchange of ideas and methods of |
| Bradenton | | was cancelled and how much they | | research. |
| Little Rock | | owe you. | | |
| Rockford | | | | Leasehold: An agreement which |
| Warren | | While some companies raise their | | gives a person the right to use and |
| Muskegon | | prices based on your actual age, | | occupy property. |
| New Orleans | | most companies increase the price of | | |
| Warren | | their policies six months before your | | Cash Flow Underwriting: The use of |
| Yuma | | birthday. Its a term called Age | | rating and premium collection |
| Greeley | | Nearest in the industry, and that | | techniques by insurance companies |
| Albany | | half-year price increase could really | | to maximize interest earnings on |
| Seattle | | add up over a 20-year term policy. As | | premiums. |
| Pasadena | | above, the quicker you purchase your | | |
| Delray Beach | | policy the better. | | |
