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| Overland Park | | The best time to switch policies is | | Approved Roof: A term used in |
| Alameda | | within one month of receiving your | | building construction. It indicates a |
| Gulfport | | policy renewal from your current | | roof made of fire-resistive materials, |
| Knoxville | | insurer. You can typically cancel your | | such as tile or asphalt shingles. |
| Las Cruces | | policy without any fees or penalties if | | |
| Harlingen | | you act within this time period. | | Expense Allowance: A compensation |
| Clearwater | | | | paid to an insurance agent in excess |
| Fairfax | | At InsWeb, you can compare free | | of prescribed commissions. |
| New York | | online insurance quotes from many of | | |
| Amarillo | | the nations leading insurance | | Malinger: To feign a disability for the |
| Evanston | | companies. | | purpose of continuing to collect |
| Irving | | | | benefits longer than actually |
| Goldsboro | | While some companies raise their | | necessary. |
| Atlanta | | prices based on your actual age, | | |
| Overland Park | | most companies increase the price of | | Lloyd's Broker: A person who has the |
| Detroit | | their policies six months before your | | authority to negotiate insurance |
| Quincy | | birthday. Its a term called Age | | contracts with the underwriters on the |
| Norwalk | | Nearest in the industry, and that | | floor at Lloyd's. |
| Dothan | | half-year price increase could really | | |
| Palm Desert | | add up over a 20-year term policy. As | | Paid-In Surplus: Surplus paid in by |
| Akron | | above, the quicker you purchase your | | stockholders, as contrasted with |
| Walnut Creek | | policy the better. | | surplus earned through the |
| Green Bay | | | | operations of a business. |
| Amarillo | | Life insurance, specifically Term Life, | | |
| Flushing | | is arguably one of the best values in | | Submitted Business: Applications for |
| Belleville | | the entire financial services arena. | | insurance submitted to an insurer but |
| Saginaw | | Where else can you go and get | | not yet acted upon by it. |
| Rockville | | hundreds of thousands of dollars in | | |
| Indianapolis | | protection for literally pennies per | | Insolvent Insurer: An insurer which is |
| Fort Smith | | day? Rates for Term Life insurance | | unable to meet its financial |
| Tyler | | remain at all-time lows, and now is the | | obligations. |
| Williamsburg | | time to lock in the best prices. | | |
| Nashua | | | | Nonadmitted Insurer: An insurer not |
| Winter Park | | Why not take advantage of current | | licensed to do business in the |
| Jacksonville | | low prices? Many auto insurance | | jurisdiction in question. Same as |
| Buffalo | | consumers are becoming educated | | Unauthorized Insurer and Unlicensed |
| Myrtle Beach | | on other companies, plans, and rates | | Insurer. |
| Dayton | | that are available to them; ones that | | |
| Newark | | could afford them significant savings | | |
| Houston | | on their auto insurance. | | |
