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| Irvine | | Individuals who have 30-year | | Foreign Insurer: An insurer domiciled |
| Torrance | | mortgages might want to consider a | | in a state of the United States other |
| Corona | | 30-year term to ensure that the house | | than the one in which the insured's |
| Seattle | | is protected throughout the period of | | insurance is written. |
| Flushing | | the loan. | | |
| Stockton | | | | Domestic Insurer (or Company): An |
| Burbank | | If you have noticed that your auto | | insurer formed under the laws of the |
| Panama City | | insurance rates are still increasing | | state in which the insurance is written. |
| Las Vegas | | with each renewal, or even have not | | |
| Mountain View | | gone down even though you have a | | Countersignature: The signature of a |
| Raleigh | | great driving record, this lower pricing | | licensed agent or representative on a |
| El Paso | | trend makes it more important then | | policy. |
| Hendersonville | | ever that you shop around for auto | | |
| High Point | | insurance. | | Loss Frequency: The number of times |
| Overland Park | | | | a loss occurs over a specific period |
| Sarasota | | Shopping around is the best way to | | of time. |
| Westbury | | save money on your insurance. | | |
| St. Joseph | | | | Cash Flow Underwriting: The use of |
| Bayside | | If you decide to cancel your policy | | rating and premium collection |
| Melbourne | | (after acquiring new coverage) | | techniques by insurance companies |
| Rockville | | outside of the 30-day period, you may | | to maximize interest earnings on |
| Rome | | have to pay a fee or penalty. | | premiums. |
| Lake Charles | | However, you may still save money | | |
| Fort Myers | | after paying the fee if your new policy | | Notice of Cancellation: Written notice |
| Nashville | | affords you significant savings. So | | by an insurer of intent to cancel |
| Harrisburg | | while it is best to wait until your | | insurance, or written notice by an |
| Chula Vista | | receive your renewal notice, you CAN | | insured requesting cancellation. |
| Charleston | | cancel your policy at any time. | | |
| Boynton Beach | | | | Fiduciary: A person holding the funds |
| Schenectady | | Why not take advantage of current | | or property of another in a position of |
| Dearborn | | low prices? Many auto insurance | | trust. An example would be the |
| Huntington Beach | | consumers are becoming educated | | executor of an estate. |
| Tampa | | on other companies, plans, and rates | | |
| Sunnyvale | | that are available to them; ones that | | Admitted Company: An insurance |
| Jackson | | could afford them significant savings | | company authorized and licensed to |
| Alpharetta | | on their auto insurance. | | do business in a given state. |
