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| Pittsburgh | | Why not take advantage of current | | Amendment: A formal document |
| Johnstown | | low prices? Many auto insurance | | which corrects or revises an |
| Houston | | consumers are becoming educated | | insurance master policy. |
| Alameda | | on other companies, plans, and rates | | |
| Kingsport | | that are available to them; ones that | | Depreciation: A decrease in the value |
| Hollywood | | could afford them significant savings | | of any type of tangible property over |
| Omaha | | on their auto insurance. | | a period of time resulting from use, |
| Staten Island | | | | wear and tear, or obsolescence. |
| Troy | | While some companies raise their | | |
| High Point | | prices based on your actual age, | | Mutualization: The process of |
| Inglewood | | most companies increase the price of | | converting a stock insurer to a mutual |
| Boca Raton | | their policies six months before your | | insurer, accomplished by having the |
| White Plains | | birthday. Its a term called Age | | insurer buy stock and retire it. |
| Longwood | | Nearest in the industry, and that | | |
| Owensboro | | half-year price increase could really | | First Party Insurance: Insurance which |
| Williamsport | | add up over a 20-year term policy. As | | applies to coverage for the insured's |
| Wichita Falls | | above, the quicker you purchase your | | own property or person. Contrast with |
| Hartford | | policy the better. | | Third Party Insurance. |
