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| Hemet | | Why not take advantage of current | | Notice of Cancellation: Written notice |
| Santa Ana | | low prices? Many auto insurance | | by an insurer of intent to cancel |
| Arlington | | consumers are becoming educated | | insurance, or written notice by an |
| Huntington | | on other companies, plans, and rates | | insured requesting cancellation. |
| Quincy | | that are available to them; ones that | | |
| Elkhart | | could afford them significant savings | | Collusion: An agreement, usually |
| Overland Park | | on their auto insurance. | | secret, between two or more persons |
| Wichita Falls | | | | to defraud or deprive another or |
| Macon | | The quickest and easiest way to | | others of their property or rights. |
| Downey | | shop for new insurance is by | | |
| Vero Beach | | comparing rates at InsWebs online | | Operating Expense: The expense of |
| Cincinnati | | marketplace. If you do it the | | an insurer other than commissions |
| Santa Ana | | old-fashioned way (by calling or | | and taxes. Called " and Insurance |
| Bethlehem | | visiting multiple agents or insurance | | Expense" in the convention statement |
| Lancaster | | companies) it could take up a huge | | blank. |
| Cincinnati | | chunk of your time, which no one | | |
| Hemet | | wants or needs. By completing | | Net Loss: The amount of loss |
| Bloomington | | InsWebs online application, you will | | sustained by an insurer after giving |
| Tallahassee | | have rates to compare to your old | | effect to all applicable reinsurance, |
| Chattanooga | | ones within minutes! | | salvage, and subrogation recoveries. |
